South Alabama · away
at
Final USA 21 – 45 UK
Saturday 2026-09-26 12:45 · Kroger Field
Kentucky · home
GameNewsMismatchesTeamPersonnelBettingResults
Line has moved -0.5 since we first saw it (UK -20.5 to UK -21).

Betting

Spread
USA favoured
Market UK −20.5Ours UK −27.1
UK favoured
gap 6.6 toward UK
Grey dot: the market · gold: our card line · small dot: FEI (bcftoys.com). A gap is a reason to look, not to bet.

Vegas

TeamSpreadPointsMoneylineWin%Kalshi
USA away+20.517.0+9009.6%9%
UK home-20.537.5-160090.4%92%
Total54.5
UK -20.5 when first seen, now UK -20.5 · total 54.5 then, 54.5 now. The closing line: this game was played before live prices were being collected.

Our model — cards

TeamSpreadPointsWin%vs book
USA away+27.013.74.3%+6.5
UK home-27.040.895.7%-6.5
Totalno total model

FEI — bcftoys.com

TeamSpreadPointsWin%vs book
USA away+19.516.68.6%-1.0
UK home-19.536.091.4%+1.0
Total52.6-1.9
"Points" is the implied score for each side: a spread and a total are the margin and the sum, so solving them back out says what each team is expected to score. A favourite is shown negative, the way a book quotes it. "vs book" is that model's line for the team minus the book's, so a plus means the model makes them the weaker side. Our cards are EA College Football 27 launch ratings rolled up; the gap between two teams is multiplied by a scale fitted on this season's results (real margins have run about 1.8 times the raw gap), plus 2.5 points of home field; the win chance comes from how far 7,877 FBS results landed from a line. FEI is Brian Fremeau's projection, shown as a reference only: measured on his own results pages it went 49.9% against the spread over 3,101 games (2022–25), and the pickers never see it. Neither model has shown it beats a closing line.

Team ratings

Points vs an average FBS teamUSAUK
Offence (cards)-7.2135th+3.039th
Defence (cards)-2.7133rd+0.257th
Card team rating-9.9136th+3.241st
SP+ (CFBD's rating, theirs)-15.4121st+8.044th
FEI (bcftoys.com, theirs)-0.5100th+0.435th
F+ (FEI + SP+, theirs)-0.9112th+0.740th
Card lineUK -27.1 (the gap ×1.87, fitted on 215 games, plus 2.5 home field)
Returning production79%19%

Cards are EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest) with CFBD's measured stats shown beside them; the team rating rolls EA's starters up with the NFL position weights, unmeasured for college. SP+ is opponent-adjusted; ours is not yet.

Quarterbacks

Jared Hollins USA68 overall · Sophomore
Points added per play0.117
Completion57.1%
TD–INT3-2
Pass attempts, median game20
Pass yards, median game192
Rush yards, median game18
Games this season3
Team throws per game30.5
Kenny Minchey UK81 ▲1 overall · Junior
Points added per play0.209
Completion68.3%
TD–INT8-1
Pass attempts, median game26
Pass yards, median game215
Rush yards, median game-6
Games this season4
Team throws per game25.5
The starter comes from the maintained depth chart (cfbdepth.com). The rating is EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest); everything under it is what CFBD has measured this season, as a median game rather than a total so a man who missed time is not shrunk.

Against the number

TeamATSCover%vs spreadO/Uvs total
USA away2-250%+2.93-1+10.5
UK home3-175%+5.33-1+6.5

Against DraftKings' closing number, this season. A record of what happened and nothing more — cover rates do not predict, which is why the pickers never see them.

Streak trends

No 4+ streak in any split for either side.

Cover, win/loss and over/under streaks in every split (home, away, favourite, underdog, division, primetime, big favourite), counted against the closing line. Measured over every FBS season on file: cover and over/under streaks revert (fade 6+); college win/loss streaks tell you nothing against the spread (50%), so they are shown here but the picker ignores them. These never reach the pickers' bundle; the "streak" row on the picks board bets on its own.

Venue, weather, rest and travel

VenueKroger Field · turf · 1009 ft
Forecast at kickoff67°F, wind 6 mph, rain 0.00 in
RestUSA 6 days · UK 6 days
TravelUSA 548 miles, body clock 11:45am at kickoff, +861 ft elevation

Who is out (reported)

Nothing in the news for either side. College publishes no official injury report, so absence of news is not a clean bill of health.

Covers.com injury tags

TeamPlayerStatusSinceNote
USAK. Marion WRout UndisclosedThu, Oct 1Marion has been out of commission due to an undisclosed injury, and it is anticipated that he will miss the remainder of the season.
USAD. White WRout UndisclosedThu, Oct 1White is dealing with an undisclosed injury, and he is not projected to face against Louisiana-Monroe on Saturday.
USAB. Barnes WRout UndisclosedThu, Oct 1Barnes has been out of commission due to an undisclosed injury, and it is anticipated that he will miss the remainder of the season.
USAM. Lynch TEout UndisclosedThu, Oct 1Lynch has been out of commission due to an undisclosed injury, and it is anticipated that he will miss the remainder of the season.
UKD. Miller WRquestionable LegSat, Sep 26Miller exited the game with a leg injury, and it remains to be seen if he will be available against the Gamecocks on Saturday, October 3rd.
UKL. Watkins TEout UndisclosedWed, Sep 16Watkins is dealing with an undisclosed injury, and he will be out of the lineup against Texas A&M on Saturday.
UKT. Mizell RBout UndisclosedSat, Aug 22Mizell is laid up with an undisclosed injury, and he is projected to miss the remainder of the season.