Penn State · away
at
Final PSU 27 – 9 TEM
Saturday 2026-09-12 12:00 · Lincoln Financial Field
Temple · home
GameNewsMismatchesTeamPersonnelBettingResults

Betting

Spread
PSU favoured
Market PSU −24.5Ours PSU −23.6
TEM favoured
gap 0.9 toward TEM
Grey dot: the market · gold: our card line · small dot: FEI (bcftoys.com). A gap is a reason to look, not to bet.

Vegas

TeamSpreadPointsMoneylineWin%Kalshi
PSU away-24.537.0-280093.1%—
TEM home+24.512.5+13006.9%—
Total49.5
The closing line: this game was played before live prices were being collected.

Our model — cards

TeamSpreadPointsWin%vs book
PSU away-23.536.693.7%+1.0
TEM home+23.512.96.3%-1.0
Totalno total model

FEI — bcftoys.com

TeamSpreadPointsWin%vs book
PSU away-31.542.899.0%-7.0
TEM home+31.511.41.0%+7.0
Total54.3+4.8
"Points" is the implied score for each side: a spread and a total are the margin and the sum, so solving them back out says what each team is expected to score. A favourite is shown negative, the way a book quotes it. "vs book" is that model's line for the team minus the book's, so a plus means the model makes them the weaker side. Our cards are EA College Football 27 launch ratings rolled up; the gap between two teams is multiplied by a scale fitted on this season's results (real margins have run about 1.8 times the raw gap), plus 2.5 points of home field; the win chance comes from how far 7,877 FBS results landed from a line. FEI is Brian Fremeau's projection, shown as a reference only: measured on his own results pages it went 49.9% against the spread over 3,101 games (2022–25), and the pickers never see it. Neither model has shown it beats a closing line.

Team ratings

Points vs an average FBS teamPSUTEM
Offence (cards)+8.29th-2.384th
Defence (cards)+1.238th-2.2124th
Card team rating+9.414th-4.597th
SP+ (CFBD's rating, theirs)+16.915th-6.192nd
FEI (bcftoys.com, theirs)+0.910th-0.599th
F+ (FEI + SP+, theirs)+1.412th-0.699th
Card lineTEM +23.6 (the gap ×1.87, fitted on 215 games, plus 2.5 home field)
Returning production8%37%

Cards are EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest) with CFBD's measured stats shown beside them; the team rating rolls EA's starters up with the NFL position weights, unmeasured for college. SP+ is opponent-adjusted; ours is not yet.

Quarterbacks

Rocco Becht PSU88 overall · Senior
Points added per play0.399
Completion61.3%
TD–INT9-1
Pass attempts, median game23
Pass yards, median game240
Rush yards, median game3
Games this season4
Team throws per game27.2
Ajani Sheppard TEM74 ▲1 overall · Junior
Points added per play0.432
Completion53.4%
TD–INT5-0
Pass attempts, median game15
Pass yards, median game125
Rush yards, median game36
Games this season4
Team throws per game20.2
The starter comes from the maintained depth chart (cfbdepth.com). The rating is EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest); everything under it is what CFBD has measured this season, as a median game rather than a total so a man who missed time is not shrunk.

Against the number

TeamATSCover%vs spreadO/Uvs total
PSU away2-250%+1.02-2-0.5
TEM home3-0-1100%+4.92-2+6.3

Against DraftKings' closing number, this season. A record of what happened and nothing more — cover rates do not predict, which is why the pickers never see them.

Streak trends

No 4+ streak in any split for either side.

Cover, win/loss and over/under streaks in every split (home, away, favourite, underdog, division, primetime, big favourite), counted against the closing line. Measured over every FBS season on file: cover and over/under streaks revert (fade 6+); college win/loss streaks tell you nothing against the spread (50%), so they are shown here but the picker ignores them. These never reach the pickers' bundle; the "streak" row on the picks board bets on its own.

Venue, weather, rest and travel

Built when the game's bundle is (Lincoln Financial Field).

Who is out (reported)

No news read for this game yet.

Covers.com injury tags

TeamPlayerStatusSinceNote
PSUC. Rosa Kout UndisclosedThu, Oct 1Rosa is dealing with an undisclosed injury, and he is not expected to face against Northwestern on Friday.
PSUD. Sheffey RBquestionable UndisclosedSun, Sep 27Sheffey is bothered by an undisclosed injury, and it has yet to be established if he will be available against Northwestern on Friday, October 2th.
PSUB. Kortovich TEquestionable UndisclosedSun, Sep 27Kortovich is hobbled by an undisclosed injury, and it remains to be seen if he will be available against Northwestern on Friday, October 2th.
PSUK. Howard WRout UndisclosedWed, Sep 23Howard is tending to an undisclosed injury, and there is no timetable for recovery.
PSUM. Granville DLout UndisclosedSat, Sep 12Granville has been shut down for the remainder of the season with an undisclosed injury.
TEMS. Brown V RBquestionable UndisclosedMon, Sep 28Brown is suffering with a undisclosed injury, and it is undetermined if he will face South Florida on Saturday
TEMR. Stocksdale WRquestionable HamstringFri, Sep 25Stocksdale is dealing with a hamstring injury, and it is unclear if he will face South Florida on Saturday, October 3rd.
TEMC. Logan WRquestionable UndisclosedFri, Sep 25Logan is tending to an undisclosed injury, and it remains to be seen if he will be active against South Florida on Saturday, October 3rd.
TEMR. Hardy WRquestionable UndisclosedFri, Sep 25Hardy is tending to an undisclosed injury, and it is unclear if he will face South Florida on Saturday, October 3rd.
TEMJ. Smolik QBquestionable FootFri, Sep 25Smolik is suffering with a foot injury, and it is undetermined if he will face South Florida on Saturday, October 3rd.