Line has moved -0.5 since we first saw it (NAVY -7 to NAVY -6.5).
Betting
Spread
NAVY favouredMarket NAVY −6.5Ours NAVY −3.6
UAB favouredgap 2.9 toward UAB
Grey dot: the market · gold: our card line · small dot: FEI (bcftoys.com). A gap is a reason to look, not to bet.
Vegas
| Team | Spread | Points | Moneyline | Win% | Kalshi |
|---|
| NAVY away | -6.5 | 28.5 | -250 | 68.5% | 70% |
| UAB home | +6.5 | 22.0 | +205 | 31.5% | 31% |
| Total | 50.5 | |
NAVY -7 when first seen, now NAVY -6.5 · total 51.5 then, 50.5 now. The closing line: this game was played before live prices were being collected.
Our model — cards
| Team | Spread | Points | Win% | vs book |
|---|
| NAVY away | -3.5 | 27.1 | 60.4% | +3.0 |
| UAB home | +3.5 | 23.4 | 39.6% | -3.0 |
| Total | no total model | | | |
FEI — bcftoys.com
| Team | Spread | Points | Win% | vs book |
|---|
| NAVY away | -9.5 | 31.8 | 73.9% | -3.0 |
| UAB home | +9.5 | 22.4 | 26.1% | +3.0 |
| Total | 54.1 | | | +3.6 |
"Points" is the implied score for each side: a spread and a total are the margin and the sum, so solving them back out says what each team is expected to score. A favourite is shown negative, the way a book quotes it. "vs book" is that model's line for the team minus the book's, so a plus means the model makes them the weaker side. Our cards are EA College Football 27 launch ratings rolled up; the gap between two teams is multiplied by a scale fitted on this season's results (real margins have run about 1.8 times the raw gap), plus 2.5 points of home field; the win chance comes from how far 7,877 FBS results landed from a line. FEI is Brian Fremeau's projection, shown as a reference only: measured on his own results pages it went 49.9% against the spread over 3,101 games (2022–25), and the pickers never see it. Neither model has shown it beats a closing line.
Team ratings
| Points vs an average FBS team | NAVY | UAB |
|---|
| Offence (cards) | -3.699th | -5.3122nd |
| Defence (cards) | -0.784th | -2.3129th |
| Card team rating | -4.394th | -7.6125th |
| SP+ (CFBD's rating, theirs) | -3.785th | -14.3118th |
| FEI (bcftoys.com, theirs) | -0.383rd | -0.7112th |
| F+ (FEI + SP+, theirs) | -0.382nd | -1.0117th |
| Card line | UAB +3.6 (the gap ×1.87, fitted on 215 games, plus 2.5 home field) |
| Returning production | 14% | 80% |
Cards are EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest) with CFBD's measured stats shown beside them; the team rating rolls EA's starters up with the NFL position weights, unmeasured for college. SP+ is opponent-adjusted; ours is not yet.
Quarterbacks
Jackson Gutierrez NAVY73 overall · Junior
Points added per play0.261
Completion40.0%
TD–INT2-0
Pass attempts, median game12
Pass yards, median game100
Rush yards, median game75
Games this season3
Team throws per game14.0
Ryder Burton UAB73 overall · Junior
Points added per play0.180
Completion58.7%
TD–INT3-4
Pass attempts, median game23
Pass yards, median game159
Rush yards, median game2
Games this season4
Team throws per game23.2
The starter comes from the maintained depth chart (cfbdepth.com). The rating is EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest); everything under it is what CFBD has measured this season, as a median game rather than a total so a man who missed time is not shrunk.
Against the number
| Team | ATS | Cover% | vs spread | O/U | vs total |
|---|
| NAVY away | 0-3 | 0% | -9.2 | 2-1 | +2.8 |
| UAB home | 2-1-1 | 67% | +3.4 | 1-3 | -5.8 |
Against DraftKings' closing number, this season. A record of what happened and nothing more — cover rates do not predict, which is why the pickers never see them.
Streak trends
No 4+ streak in any split for either side.
Cover, win/loss and over/under streaks in every split (home, away, favourite, underdog, division, primetime, big favourite), counted against the closing line. Measured over every FBS season on file: cover and over/under streaks revert (fade 6+); college win/loss streaks tell you nothing against the spread (50%), so they are shown here but the picker ignores them. These never reach the pickers' bundle; the "streak" row on the picks board bets on its own.
Venue, weather, rest and travel
| Venue | Protective Stadium · turf · 614 ft |
| Forecast at kickoff | 78°F, wind 5 mph, rain 0.00 in |
| Rest | NAVY 12 days · UAB 5 days |
| Travel | NAVY 686 miles, body clock 7:00pm at kickoff, +578 ft elevation |
Who is out (reported)
Nothing in the news for either side. College publishes no official injury report, so absence of news is not a clean bill of health.
Covers.com injury tags
| Team | Player | Status | Since | Note |
|---|
| NAVY | B. Woodson QB | questionable Ankle | Sat, Sep 26 | Woodson is nursing with an ankle injury, and it is unclear whether he will play against Air Force on Saturday, October 3rd. |
| NAVY | L. Walker RB | questionable Undisclosed | Sat, Sep 26 | Walker is nursing with an undisclosed injury, and it is unclear whether he will play against Air Force on Saturday, October 3rd. |
| NAVY | J. Chalmers RB | questionable Undisclosed | Sat, Sep 26 | Chalmers is nursing with an undisclosed injury, and it is unclear whether he will play against Air Force on Saturday, October 3rd. |
| NAVY | M. Barlow TE | questionable Undisclosed | Sat, Sep 26 | Barlow is nursing with an undisclosed injury, and it is unclear whether he will play against Air Force on Saturday, October 3rd. |