Temple · away
at
Final TEM 48 – 49 TOL
Saturday 2026-09-19 15:00 · Glass Bowl
Toledo · home
GameNewsMismatchesTeamPersonnelBettingResults

Betting

Spread
TEM favoured
Market TOL −4.5Ours TEM −0.5
TOL favoured
gap 5 toward TEM
Grey dot: the market · gold: our card line · small dot: FEI (bcftoys.com). A gap is a reason to look, not to bet.

Vegas

TeamSpreadPointsMoneylineWin%Kalshi
TEM away+4.522.0+17035.5%—
TOL home-4.526.5-20564.5%—
Total48.5
The closing line: this game was played before live prices were being collected.

Our model — cards

TeamSpreadPointsWin%vs book
TEM away-0.524.551.1%-5.0
TOL home+0.524.048.9%+5.0
Totalno total model

FEI — bcftoys.com

TeamSpreadPointsWin%vs book
TEM away+14.517.615.9%+10.0
TOL home-14.532.384.1%-10.0
Total49.9+1.4
"Points" is the implied score for each side: a spread and a total are the margin and the sum, so solving them back out says what each team is expected to score. A favourite is shown negative, the way a book quotes it. "vs book" is that model's line for the team minus the book's, so a plus means the model makes them the weaker side. Our cards are EA College Football 27 launch ratings rolled up; the gap between two teams is multiplied by a scale fitted on this season's results (real margins have run about 1.8 times the raw gap), plus 2.5 points of home field; the win chance comes from how far 7,877 FBS results landed from a line. FEI is Brian Fremeau's projection, shown as a reference only: measured on his own results pages it went 49.9% against the spread over 3,101 games (2022–25), and the pickers never see it. Neither model has shown it beats a closing line.

Team ratings

Points vs an average FBS teamTEMTOL
Offence (cards)-2.384th-4.6109th
Defence (cards)-2.2124th-1.6108th
Card team rating-4.597th-6.1111th
SP+ (CFBD's rating, theirs)-6.192nd+0.367th
FEI (bcftoys.com, theirs)-0.599th+0.160th
F+ (FEI + SP+, theirs)-0.699th+0.164th
Card lineTOL +0.5 (the gap ×1.87, fitted on 215 games, plus 2.5 home field)
Returning production37%66%

Cards are EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest) with CFBD's measured stats shown beside them; the team rating rolls EA's starters up with the NFL position weights, unmeasured for college. SP+ is opponent-adjusted; ours is not yet.

Quarterbacks

Ajani Sheppard TEM74 ▲1 overall · Junior
Points added per play0.432
Completion53.4%
TD–INT5-0
Pass attempts, median game15
Pass yards, median game125
Rush yards, median game36
Games this season4
Team throws per game20.2
John Alan Richter TOL75 ▲2 overall · Junior
Points added per play0.532
Completion66.9%
TD–INT12-1
Pass attempts, median game23
Pass yards, median game268
Rush yards, median game0
Games this season4
Team throws per game31.2
The starter comes from the maintained depth chart (cfbdepth.com). The rating is EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest); everything under it is what CFBD has measured this season, as a median game rather than a total so a man who missed time is not shrunk.

Against the number

TeamATSCover%vs spreadO/Uvs total
TEM away3-0-1100%+4.92-2+6.3
TOL home2-1-167%+8.94-0+19.3

Against DraftKings' closing number, this season. A record of what happened and nothing more — cover rates do not predict, which is why the pickers never see them.

Streak trends

No 4+ streak in any split for either side.

Cover, win/loss and over/under streaks in every split (home, away, favourite, underdog, division, primetime, big favourite), counted against the closing line. Measured over every FBS season on file: cover and over/under streaks revert (fade 6+); college win/loss streaks tell you nothing against the spread (50%), so they are shown here but the picker ignores them. These never reach the pickers' bundle; the "streak" row on the picks board bets on its own.

Venue, weather, rest and travel

Built when the game's bundle is (Glass Bowl).

Who is out (reported)

No news read for this game yet.

Covers.com injury tags

TeamPlayerStatusSinceNote
TEMS. Brown V RBquestionable UndisclosedMon, Sep 28Brown is suffering with a undisclosed injury, and it is undetermined if he will face South Florida on Saturday
TEMR. Stocksdale WRquestionable HamstringFri, Sep 25Stocksdale is dealing with a hamstring injury, and it is unclear if he will face South Florida on Saturday, October 3rd.
TEMC. Logan WRquestionable UndisclosedFri, Sep 25Logan is tending to an undisclosed injury, and it remains to be seen if he will be active against South Florida on Saturday, October 3rd.
TEMR. Hardy WRquestionable UndisclosedFri, Sep 25Hardy is tending to an undisclosed injury, and it is unclear if he will face South Florida on Saturday, October 3rd.
TEMJ. Smolik QBquestionable FootFri, Sep 25Smolik is suffering with a foot injury, and it is undetermined if he will face South Florida on Saturday, October 3rd.
TOLT. Kelleher TEquestionable UndisclosedSat, Sep 26Kelleher is dealing with an undisclosed injury, and it remains to be seen if he will be available against Ball St. on Saturday, October 3rd.
TOLK. Gilbert Jr. WRquestionable UndisclosedSat, Sep 26Gilbert is nursing with an undisclosed injury, and it remains to be seen if he will be available against Ball St. on Saturday, October 3rd.
TOLT. Jones WRquestionable UndisclosedSat, Sep 26Jones is nursing with an undisclosed injury, and it remains to be seen if he will be available against Ball St. on Saturday, October 3rd.