Florida · neutral site
vs
—
Saturday 2026-10-31 15:30 · Mercedes-Benz Stadium
Georgia · neutral site
GameNewsMismatchesTeamPersonnelBetting

Betting

Spread
FLA favoured
Market UGA −12.5Ours UGA −15.9
UGA favoured
gap 3.4 toward UGA
Grey dot: the market · gold: our card line · small dot: FEI (bcftoys.com). A gap is a reason to look, not to bet.

Vegas

TeamSpreadPointsMoneylineWin%Kalshi
FLA neutral+12.520.5+41018.8%—
UGA neutral-12.533.0-55081.2%—
Total53.5
The closing line: this game was played before live prices were being collected.

Our model — cards

TeamSpreadPointsWin%vs book
FLA neutral+16.018.815.2%+3.5
UGA neutral-16.034.784.8%-3.5
Totalno total model

FEI — bcftoys.com

Nothing to show for this game.
"Points" is the implied score for each side: a spread and a total are the margin and the sum, so solving them back out says what each team is expected to score. A favourite is shown negative, the way a book quotes it. "vs book" is that model's line for the team minus the book's, so a plus means the model makes them the weaker side. Our cards are EA College Football 27 launch ratings rolled up; the gap between two teams is multiplied by a scale fitted on this season's results (real margins have run about 1.8 times the raw gap), plus 2.5 points of home field; the win chance comes from how far 7,877 FBS results landed from a line. FEI is Brian Fremeau's projection, shown as a reference only: measured on his own results pages it went 49.9% against the spread over 3,101 games (2022–25), and the pickers never see it. Neither model has shown it beats a closing line.

Team ratings

Points vs an average FBS teamFLAUGA
Offence (cards)+1.350th+9.67th
Defence (cards)+2.714th+2.913th
Card team rating+4.038th+12.58th
SP+ (CFBD's rating, theirs)+18.512th+30.21st
FEI (bcftoys.com, theirs)+0.816th+1.61st
F+ (FEI + SP+, theirs)+1.314th+2.41st
Card lineUGA -15.9 (the gap ×1.87, fitted on 215 games, plus 0 home field)
Returning production69%69%

Cards are EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest) with CFBD's measured stats shown beside them; the team rating rolls EA's starters up with the NFL position weights, unmeasured for college. SP+ is opponent-adjusted; ours is not yet.

Quarterbacks

Aaron Philo FLA77 ▲2 overall · Sophomore
Points added per play0.563
Completion72.4%
TD–INT7-2
Pass attempts, median game22
Pass yards, median game223
Rush yards, median game17
Games this season4
Team throws per game26.0
Gunner Stockton UGA91 ▲1 overall · Senior
Points added per play0.590
Completion74.3%
TD–INT10-1
Pass attempts, median game16
Pass yards, median game187
Rush yards, median game2
Games this season4
Team throws per game26.5
The starter comes from the maintained depth chart (cfbdepth.com). The rating is EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest); everything under it is what CFBD has measured this season, as a median game rather than a total so a man who missed time is not shrunk.

Against the number

TeamATSCover%vs spreadO/Uvs total
FLA away3-175%+9.63-1+16.8
UGA home4-0100%+10.04-0+15.8

Against DraftKings' closing number, this season. A record of what happened and nothing more — cover rates do not predict, which is why the pickers never see them.

Streak trends

TeamSplitStreak (4+), and what happened next in 8,097 games
FLAallcovered 4 straight — next game covered 49.4% of the time (6312 cases)
FLAallwon 4 straight — next game covered 50.4% of the time (16696 cases)
FLAallgone over 4 straight — next game went over 47.1% of the time (5399 cases)
FLAawaygone over 4 straight — next game went over 47.1% of the time (5399 cases)
FLAaway divisiongone over 4 straight — next game went over 47.1% of the time (5399 cases)
FLAaway underdoglost 9 straight — next game covered 51.1% of the time (4270 cases)
UGAallcovered 4 straight — next game covered 49.4% of the time (6312 cases)
UGAallwon 12 straight — next game covered 49.1% of the time (3632 cases)
UGAhomewon 6 straight — next game covered 49.8% of the time (9369 cases)
UGAfavouritecovered 4 straight — next game covered 49.4% of the time (6312 cases)
UGAfavouritewon 12 straight — next game covered 49.1% of the time (3632 cases)
UGAhome favouritewon 6 straight — next game covered 49.8% of the time (9369 cases)
UGAdaycovered 4 straight — next game covered 49.4% of the time (6312 cases)
UGAdaywon 12 straight — next game covered 49.1% of the time (3632 cases)
UGAfavourite of 7+won 62 straight — next game covered 49.1% of the time (3632 cases)
UGAdivisioncovered 5 straight — next game covered 48.8% of the time (3066 cases)
UGAdivisionwon 9 straight — next game covered 49.1% of the time (5637 cases)
UGAhome divisioncovered 4 straight — next game covered 49.4% of the time (6312 cases)
UGAhome divisionwon 4 straight — next game covered 50.4% of the time (16696 cases)

Cover, win/loss and over/under streaks in every split (home, away, favourite, underdog, division, primetime, big favourite), counted against the closing line. Measured over every FBS season on file: cover and over/under streaks revert (fade 6+); college win/loss streaks tell you nothing against the spread (50%), so they are shown here but the picker ignores them. These never reach the pickers' bundle; the "streak" row on the picks board bets on its own.

Venue, weather, rest and travel

Built when the game's bundle is (Mercedes-Benz Stadium).

Who is out (reported)

No news read for this game yet.

Covers.com injury tags

TeamPlayerStatusSinceNote
FLAE. Singleton Jr. WRprobable AnkleMon, Sep 28Singleton Jr is dealing with an ankle injury, but he is expected to be active against Missouri on Saturday.
FLAB. Stockton WRquestionable BackMon, Sep 28Stockton is hampered by back injury, and it is yet to be established if he will suit up against Missouri on Saturday.
FLAV. Brown III WRquestionable UndisclosedSat, Sep 26Brown III exited the game with an undisclosed injury, and it is yet to be established if he will suit up against Missouri on October 3rd.
FLAD. Groce WRout UndisclosedMon, Sep 7Groce is sidelined with a back injury, and there is no timetable for his return.
FLAK. Jimenez RBout UndisclosedSat, Sep 5Jimenez is dealing with an undisclosed injury, and he is expected to miss the remainder of the season.
UGAI. Canion WRquestionable LegThu, Oct 1Conan is dealing with a leg injury, and it is unclear if he will face Vanderbilt on Saturday.
UGAN. Frazier RBquestionable UndisclosedThu, Oct 1Frazier is dealing with an undisclosed injury, and it is unclear if he will face Vanderbilt on Saturday.
UGAD. Dowdell RBout UndisclosedSat, Sep 5Dowdell has been sidelined due an undisclosed injury, and he will miss an undetermined length of time.