Betting
Spread
UNT favouredMarket IU −39.5Ours IU −29.8
IU favouredgap 9.7 toward UNT
Grey dot: the market · gold: our card line · small dot: FEI (bcftoys.com). A gap is a reason to look, not to bet.
Vegas
| Team | Spread | Points | Moneyline | Win% | Kalshi |
|---|
| UNT away | +39.5 | 9.0 | — | — | — |
| IU home | -39.5 | 48.5 | — | — | — |
| Total | 57.5 | |
The closing line: this game was played before live prices were being collected.
Our model — cards
| Team | Spread | Points | Win% | vs book |
|---|
| UNT away | +30.0 | 13.8 | 3.0% | -9.5 |
| IU home | -30.0 | 43.7 | 97.0% | +9.5 |
| Total | no total model | | | |
FEI — bcftoys.com
| Team | Spread | Points | Win% | vs book |
|---|
| UNT away | +24.5 | 16.2 | 2.8% | -15.0 |
| IU home | -24.5 | 40.5 | 97.2% | +15.0 |
| Total | 56.7 | | | -0.8 |
"Points" is the implied score for each side: a spread and a total are the margin and the sum, so solving them back out says what each team is expected to score. A favourite is shown negative, the way a book quotes it. "vs book" is that model's line for the team minus the book's, so a plus means the model makes them the weaker side. Our cards are EA College Football 27 launch ratings rolled up; the gap between two teams is multiplied by a scale fitted on this season's results (real margins have run about 1.8 times the raw gap), plus 2.5 points of home field; the win chance comes from how far 7,877 FBS results landed from a line. FEI is Brian Fremeau's projection, shown as a reference only: measured on his own results pages it went 49.9% against the spread over 3,101 games (2022–25), and the pickers never see it. Neither model has shown it beats a closing line.
Team ratings
| Points vs an average FBS team | UNT | IU |
|---|
| Offence (cards) | -0.769th | +9.38th |
| Defence (cards) | -1.197th | +3.64th |
| Card team rating | -1.874th | +12.86th |
| SP+ (CFBD's rating, theirs) | -5.791st | +26.94th |
| FEI (bcftoys.com, theirs) | -0.065th | +1.26th |
| F+ (FEI + SP+, theirs) | -0.275th | +1.94th |
| Card line | IU -29.8 (the gap ×1.87, fitted on 215 games, plus 2.5 home field) |
| Returning production | 3% | 17% |
Cards are EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest) with CFBD's measured stats shown beside them; the team rating rolls EA's starters up with the NFL position weights, unmeasured for college. SP+ is opponent-adjusted; ours is not yet.
Quarterbacks
Tayven Jackson UNT77 ▲3 overall · Senior
Points added per play0.442
Completion74.4%
TD–INT6-2
Pass attempts, median game27
Pass yards, median game252
Rush yards, median game8
Games this season4
Team throws per game35.8
Josh Hoover IU88 overall · Senior
Points added per play0.756
Completion70.0%
TD–INT11-0
Pass attempts, median game20
Pass yards, median game216
Rush yards, median game2
Games this season4
Team throws per game21.5
The starter comes from the maintained depth chart (cfbdepth.com). The rating is EA College Football 27's Week 3 Ratings (EA re-rates weekly; we take the newest); everything under it is what CFBD has measured this season, as a median game rather than a total so a man who missed time is not shrunk.
Against the number
| Team | ATS | Cover% | vs spread | O/U | vs total |
|---|
| UNT away | 4-1 | 80% | +9.3 | 4-1 | +14.3 |
| IU home | 0-4 | 0% | -6.8 | 2-2 | -5.3 |
Against DraftKings' closing number, this season. A record of what happened and nothing more — cover rates do not predict, which is why the pickers never see them.
Streak trends
No 4+ streak in any split for either side.
Cover, win/loss and over/under streaks in every split (home, away, favourite, underdog, division, primetime, big favourite), counted against the closing line. Measured over every FBS season on file: cover and over/under streaks revert (fade 6+); college win/loss streaks tell you nothing against the spread (50%), so they are shown here but the picker ignores them. These never reach the pickers' bundle; the "streak" row on the picks board bets on its own.
Venue, weather, rest and travel
Built when the game's bundle is (Memorial Stadium (Bloomington, IN)).
Who is out (reported)
No news read for this game yet.
Covers.com injury tags
| Team | Player | Status | Since | Note |
|---|
| UNT | J. Martin WR | out Undisclosed | Thu, Oct 1 | Martin has been out of the lineup due to an undisclosed injury, and he will be not available against Tulsa on Thursday. |
| UNT | V. Aderungboye TE | out Undisclosed | Thu, Oct 1 | Aderungboye is dealing with an undisclosed injury, and there is no timetable for recovery. |
| UNT | D. Clemens TE | out Undisclosed | Thu, Oct 1 | Clemens is dealing with an undisclosed injury, and there is no timetable for recovery. |
| UNT | J. Tyre WR | out Undisclosed | Thu, Oct 1 | Tyre is dealing with an undisclosed injury, and there is no timetable for recovery. |
| UNT | B. Haygood RB | out Undisclosed | Thu, Oct 1 | Haygood is dealing with an undisclosed injury, and there is no timetable for recovery. |
| IU | L. Beebe Jr. RB | questionable Undisclosed | Thu, Oct 1 | Beebe Jr. is dealing with an undisclosed injury, and it is unclear if he will return |
| IU | T. Richard RB | probable Ankle | Wed, Sep 30 | Richard is dealing with an ankle injury, but he is expected to play on Saturday against the Rutgers. |
| IU | L. Bond WR | out Undisclosed | Sat, Sep 26 | Bond is nursing an undisclosed injury, and he is not projected to play against W. Kentucky on Saturday, September 19th. |